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A Florida homeowner insurance policy is really a package of many insurance coverages. The most obvious is the policy to cover your home itself - the dwelling structure. But not all home insurance policies are created equal, especially here in Florida. Wind exclusions and deductibles may differ, for instance.

Home insurance policies also include coverage for your personal property - a wide range of items including clothing, food, art, electronics and more. But even here one homeowner policy may differ from another in terms of the maximum amount of coverage by property class for certain types of losses.

Florida Homeowner policies also include coverage for other structures, like a detached garage. Included also is liability insurance, medical payments and loss of use while your home is being repaired after a covered insurance claim.

Contact us today to learn more or to get an insurance quote and proposal for your home.

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